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Title Loans in Johns Island, SC

Have you ever wanted to borrow money that you were so certain you would pay back but felt so discouraged that you had to do so much for so little? Maybe you went down to your bank hoping to borrow a little money to make it through a tough week when you got sick and missed time at work. But you felt the loan officer there didn't seem interested in you, and on top of that you got served a huge pile of paperwork and discovered actually getting the money would be a real challenge. Maybe you thought about going to your friends or family, or maybe you did go to them asking for help, but perhaps they refused or were unable to help. If any of those situations have happened to you, our car title loans in Johns Island, SC could be a good choice for you.

What Separates Our Car Title Loans In Johns Island From Payday Loans?

Car title loans are not the only small-dollar loans out there that are easier to get than bank loans. Payday loans do have some similar benefits in that regard because you can get easily approved for them as well. But our vehicle title loans in Johns Island have some differences and benefits to them that payday loans don't have:

  • Car title loans are secured loans which means the vehicle is collateral and its market price determines the title loan amount, whereas payday loans are unsecured but generally are determined by your paycheck amount
  • Vehicle title loans offer you more time to pay them off than pay since their minimum term length must be 30 days according to SC law
  • You also will usually get a higher amount for a title loan than a payday loan, though that does also depend on your vehicle condition and your income

Basically, what you do to get a title loan is instead of handing over a check to us, you sign over your vehicle title and we'll hold it while you're using the loan. But we'll return it once you pay in full, and in the meantime you can take your car with you and keep driving as usual.

Application And Documents Needed For Car Title Loans In Johns Island

Car title loans in Johns Island aren't as complicated as some other loans such as mortgages or car financing, and the paperwork you'll fill out at our store is much shorter than standing in line at a bank. But you do need to make sure you meet a few requirements that are set forth by state and federal authorities.

1. You need to be 18 or older and prove that SC is your primary state of residence

2. You must completely own your vehicle

3. You must show that you have income

The following documents are accepted to prove you meet those requirements:

  • Driver's license, passport or another document issued by the government with your photo, date of birth and physical address on it
  • Vehicle title showing you own the vehicle clear
  • A pay stub, bank account statement or other financial document detailing your income

What our online application for car title loans Mount Pleasant, SC will do is allow you to get your vehicle information ready for us and get an initial quote for your title loan. We'll setup an appointment for you to come to our store, have your vehicle inspected to make sure it's in good condition, and verify your documents. If you're approved, you'll give us your title and expect to receive your money no later than one day.

Other Things To Know

You do not need a checking account to get a vehicle title loan, but it can help the process go quicker. Also, it doesn't matter if you have excellent, good, fair, poor or even bad credit. Vehicle title loans are secured loans which means no inquiries at all on your credit or contacting the credit bureaus. If you decide after receiving your funds that you no longer want to use a title loan, you can return the entire amount to us and pay no interest. There is also no penalty for paying off a title loan early even if it's within a few days of receiving it.

Why US?

We are the best in the business when it comes to title loan. Get your title loan with us and you will get the largest loan at the lowest possible rate.

Online Title Loans

You can apply for a title loan entirely online. Our priority is making sure the entire process is quick and convenient for you.

No Credit Check

If you have bad credit you can still get approved for a loan. There are no credit checks required to get approved.

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